Commercial Loan Officer

Axiom Advancement Corporation

http://www.axiompgh.com

axiomPGH

Website axiomPGH Axiom Advancement Corporation

Your Small Business Lending Solution!

We are searching for our new commercial loan underwriter. This individual will be responsible for processing commercial loan applications, analyzing credit qualifications, identifying potential credit risks, validating customer financial information and must possess the ability to manage all customer service duties with accuracy, efficiency, and professionalism. Axiom is a Loan Fund and community services organization. Non-profit experience is a plus.

  • Analyze financial data related to loan requests.
  • Evaluate loan documents to ensure accuracy and completeness.
  • Perform risk assessments on potential loan recipients based on credit rating, borrowing history, and other specific risk factors.
  • Record loan denials and specific basis for declining application.
  • Monitor and report noncompliance with loan covenants.
  • Maintain client relationships and provide superior customer service.
  • Assist with technical underwriting issues and questions.
  • Review loan documentation and vendor reports to identify signs of fraudulent activity.
  • Develop and implement underwriting policies and procedures.

Underwriter Qualifications / Skills:

  • Applied knowledge of underwriting fundamentals and standard industry practices
  • Understanding of basic financial principles and processes
  • Knowledge of federal, state, and local regulatory requirements
  • Ability to maintain confidentiality
  • Strong analytical skills and attention to detail
  • Excellent communication and negotiation skills
  • Ability to work under pressure to meet strict deadlines

Education and Experience Requirements:

  • Bachelor’s degree in Business, Finance, Accounting or a related field
  • 3-5 years of underwriting or credit and risk analysis experience
  • Experience with underwriting automation tools preferred
  • Demonstrated proficiency with Microsoft Office (Excel, Outlook)

To apply for this job email your details to michelle@axiompgh.com